HSBC Results Presentation Deck

Glossary AIEA AM AT1 BoCom Bps CET1 Corporate Centre CMB CRE CRR CTA C&L DCM ECL GBM GLCM GPB Group GSSS GTRF HIBOR IEA Average interest earning assets Asset Management Additional Tier 1 Bank of Communications Co. Limited, an associate of HSBC Basis points. One basis point is equal to one-hundredth of a percentage point Common Equity Tier 1 Corporate Centre comprises Central Treasury, our legacy businesses, interests in our associates and joint ventures and central stewardship costs Commercial Banking, a global business Commercial Real Estate Customer Risk Rating Costs to achieve Credit and Lending Debt Capital Markets Expected credit losses. In the income statement, ECL is recorded as a change in expected credit losses and other credit impairment charges. In the balance sheet, ECL is recorded as an allowance for financial instruments to which only the impairment requirements in IFRS 9 are applied Global Banking and Markets, a global business Global Liquidity and Cash Management Global Private Banking HSBC Holdings plc and its subsidiary undertakings Green, Social, Sustainability and Sustainability-linked Global Trade and Receivables Finance Hong Kong Interbank Offered Rate. International Energy Agency IFRS LCR Legacy credit ΜΕΝΑ MSS NCI NII NIM NNIA NRFB OCI PBT Ppt PVIF SABB UK RFB ROTE ROW RWA TNAV WPB XVAS Strategy Non-controlling interests Net interest income Net interest margin International Financial Reporting Standard Liquidity coverage ratio A portfolio of assets including securities investment conduits, asset-backed securities, trading portfolios, credit correlation portfolios and derivative transactions entered into directly with monoline insurers Middle East and North Africa Markets and Securities Services Net new invested assets Non ring-fenced bank in Europe and the UK Other Comprehensive Income Profit before tax 4021 results Percentage points Present value of in-force insurance contracts The Saudi British Bank, an associate of HSBC Appendix HSBC UK, the UK ring-fenced bank, established July 2018 as part of ring fenced bank legislation Return on average tangible equity Rest of world Risk-weighted asset Tangible net asset value Wealth and Personal Banking, a global business Credit and Funding Valuation Adjustments 53

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