2011 and Fourth Quarter Results

RBC 2011 AND FOURTH QUARTER RESULTS Appendix Canadian Banking volume growth Combined full year-over-year loan and deposit growth of 9% Average Loans and Acceptances Average Deposits $ billions 300 250 200 150 100 50 50 7% YoY % growth: 250 11% Business (includes small business): 7% 200 ■Credit Cards: (2)% Personal: 9% Residential Mortgages: 7% $ billions 150 100 50 50 RBC 17 71 RBC 0 0 Q4/10 Q4/11 Q4/10 Q4/11 RBC 2011 AND FOURTH QUARTER RESULTS 18

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