Affirm Results Presentation Deck

Allowance and Loans Held for Investment affirm) 6.8% $152 FY Q1'22 6.5% $158 $159 IIII FY Q3'22 FY Q4'22 Allowance for Losses ($M) FY Q2'22 Notes: 1. Metrics are unaudited 6.4% 6.2% $155 5.7% $153 $182 5.0% $176 4.7% $205 4.6% FY Q1'23 FY Q2'23 FY Q3'23 FY Q4'23 Allowance % of Loans Held for Investment $232 5.1% FY Q1'24 31

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