Central Pacific Financial Results Presentation Deck

[s SUPPORTING OUR EMPLOYEES JO09BE CURRENT STATUS ▪ All banking services operating normally ▪ Exceptional client service and outreach ongoing ▪ Employee absentee rate normal and stable REMOTE WORK CO ▪ Approximately 70% of all employees are setup on VPN IT systems and VPN capacity increased Collaboration tools enable continued work productivity 10 FRONT LINE WORKERS Closed 13 of 35 branches Smaller footprint branches closed for increased social distancing • Protective equipment (face shields, masks) provided for branch staff CENTRAL PACIFIC FINANCIAL CORP 4

View entire presentation