Paysafe Results Presentation Deck slide image

Paysafe Results Presentation Deck

Q3 financial highlights Volume¹ (sbn) $32.5 +8% $35.1 Q3 2022 Q3 2023 Paysafe: % of total volume: 84% Merchant Solutions 16% Digital Wallet ● ● Revenue ($m) 366.0 1.1% take rate Q3 2022 +8% +5% cc² $396.4 1.1% take rate Q3 2023 Growth led by e-comm and classic digital wallets YTD growth +7% reported and +6% CC ● Adj. EBITDA³ ($m) $95.5 26.1% margin Q3 2022 +22% +18% cc² $116.1 29.3% margin Q3 2023 Adj. EBITDA margin +320bps reflecting margin expansion in both segments LTM FCF³ ($m) • $259.4 +39% $361.8 LTM Sept'22 LTM Sept¹23 81% LTM FCF conversion of Adj. EBITDA Leverage reduced to 5.1x (from 5.8x at 2022 year-end) Adj. Net Income³4 ($m) ● ● $29.2 0.48 Adj. EPS Q3 2022 +21% Note: Volume = total payment volume. Take rate = total revenue divided by volume. CC = constant currency. LTM = last twelve months. (1) Volume excludes embedded wallet-related volumes of $3.9 billion Q3'23 and $10.4 billion Q3'22. Volume mix excludes inter-segment amounts. (2) Q3 constant currency growth excludes revenue and Adj. EBITDA benefit of $11.9 million and $3.4 million, respectively, resulting from movement in foreign exchange rates. (3) Adj. EBITDA, FCF, Adj Net Income and Adj EPS are non-GAAP financial measures. See the appendix of this presentation for reconciliations to the most directly comparable GAAP financial measures. The denominator in the calculation for Adj. EPS for Q3'22 has been retroactively adjusted to reflect the 1-for-12 reverse stock split effective December 12, 2022. (4) $35.3 $0.57 Adj. EPS Q3 2023 Adj. EPS +19% YoY GAAP net loss ($2.5m) vs. $1.0m net income Q3'22 11
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