Apollo Global Management Investor Day Presentation Deck

FAQ: Do Credit Ratings Matter For Athene's Business? ORGANIC Retail Annuities Higher ratings increase ability to place product with larger financial institutions Pension Group Annuities Higher ratings improve counterparty reputation with consultants and plan sponsors APOLLO RETIREMENT SERVICES BUSINESS UPDATE 2022 Funding Agreements Higher ratings provide tangible economic benefit through lower cost of funds Flow Reinsurance Higher ratings result in less pricing friction within counterparty relationships INORGANIC M&A /Block Reinsurance Higher ratings improve overall positioning as a transaction partner 119

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