Hanmi Financial Results Presentation Deck
Continued focus on disciplined expense management.
1.85%
$33.8
$4.6
$1.8
$3.4
$3.7
$20.3
4Q22
1.81%
$32.8
$3.2
$3.3
$4.4
$20.6
1Q23
Salaries and employee benefits
Data Processing
All other expenses
1.87%
$34.3
$4.5
H Hanmi Financial Corporation
$3.5
$4.5
$20.4
2Q23
($ in millions)
1.83%
$34.2
$3.9
$3.5
$4.8
$20.4
3Q23
Occupancy and equipment
Professional Fees
1.87%
$35.2
$5.0
$2.0
$3.5
$4.6
$20.1
4Q23
Noninterest
expense / Average
assets
Noninterest Expense
●
●
●
Noninterest expense was $35.2 million in
the fourth quarter, up 2.8% from the prior
quarter
Salaries and employee benefit expense
as a percentage of total noninterest
expense dropped from 59.5% in the third
quarter to 57.0% in the fourth quarter,
despite the continued inflationary
pressure
The efficiency ratio for the fourth quarter
was 58.86% compared to 51.82% for the
prior quarter
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