Inovalon Investor Conference Presentation Deck slide image

Inovalon Investor Conference Presentation Deck

Covenant-Lite Debt Leverage On April 2, 2018, the Company put in place a $980M seven-year term debt facility and $100M revolving debt facility. Proceeds were used to pay off all of the Company's existing debt obligations of $225M as well as to provide the financing necessary to fund a portion of the consideration paid for the ABILITY Network acquisition. Following the ABILITY acquisition, the Company's financial position remains strong, with significant liquidity, strong cash flow, and balance sheet flexibility. The debt facility's maturity schedule provides financial flexibility with 93.7% of principal due in 2025, and the Term Loan does not contain any standing financial covenants. Additionally, the Company's interest rate swaps fix $700M, or 76.3%, of the debt facility's principal amount. The Company expects to apply its strong cash flow to pay down its debt to achieve a Net Debt Leverage Ratio of less than 3.00x. 4.23x Current Senior Secured Net Debt Leverage Ratio* $0.0 2019 $9.8 2020 Debt Maturity Profile ¹.2 $9.8 2021 $9.8 No Standing Financial Covenants 2022 $100.0 $9.8 2023 4 $9.8 2024 $868.8 2025 Interest Rate 76.3% of the term debt interest rate is fixed $917.8 $218.8 Floating $700.0 Term Facility 6.05% Weighted Average Interest Rate Net Debt $824.7 Current Revolving Facility Term Facility *All numbers in millions. As of December 31, 2019. ² Debt maturity includes all mandatory and fixed principal payments. In 2018, the Company entered into four interest rate swaps, each of which mature in March 2025. The interest rate swaps fix the LIBOR rate component of interest on $700.0 million of the 2018 debt facility at a weighted average rate of approximately 2.8%. As of January 14, 2020, the Company has not drawn any amount under its available $100 million revolver. If the Company draws on the revolver, a maximum senior secured net leverage ratio of 7-to-1 (or better) is required to be maintained across the senior secured debt and revolver. The revolver, if drawn, must be repaid by 2023. * As of September 30, 2019. INOV Investor Presentation (1.14.20) v1.0.0 27
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