Clover Health Investor Day Presentation Deck

Our Virtuous Growth Cycle Extends Beyond MA Clover Assistant Organic MA Growth The Clover Assistant helps enable us to underwrite best-in-class plans, supporting our nation-leading growth among MA plans with over 50k members. Partnerships Our ethos and technology have earned us partnership opportunities that can further spur our virtuous growth cycle (e.g., Walmart co-branding). Direct Contracting Through DC, the Clover Assistant is expected to help us improve care for seniors enrolled in Original Medicare. Adjacent Markets Our technology platform can address other adjacent areas in the long-term. While we've begun our efforts in Medicare Advantage, we believe the Clover Assistant can scale in many ways. 25

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