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Shareholder Event

Our blueprint for lasting success Our Ambition Our Purpose Our Values Our Brands Our Priorities Strength and sustainability Our long-term targets CET1 ratio 13% ROTE ≥12% Reduce RWAs Our 2015 Goals to <£300bn No.1 for customer service, trust and advocacy by 2020 Serve customers well XRBS Serving customers Working together right thing Doing the Thinking long term NatWest Royal Bank of Scotland Coutts **Ulster Bank Customer experience No.1 for service, trust and advocacy Improve NPS in every UK franchise Simplifying the bank Supporting growth Employee engagement Cost:income ratio <50% Leading market positions in every franchise Employee engagement ≥ our peers Reduce costs by £800m Lending growth in strategic segments UK GDP growth Raise employee engagement to within 7 points of our peers To Note: The cost reduction target excludes the costs of restructuring, conduct, litigation and intangible write-off charges, as well as the operating costs of Citizens Financial Group and Williams & Glyn. Employee engagement is measured against the Global Financial Services norm which currently stands at 83%. Version 1.0 2/03/15
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