Grab Results Presentation Deck

Financial Services Enhances Grab's Superapp Financial services increases user engagement and stickiness... 2.9x GrabPay users are 2.9x more likely to use a second Grab product than Cash users (1) 1.5x 10+ months retention rates of GrabPay users are 1.5x higher than Cash users (2) ...and drives productivity and satisfaction with our driver-partners 30% +13% 30% of active driver-partners have an active loan from Grab (3)... ...and driver-partners with loans record +13% more rides vs. those without loans (4) Note: 1. As of Q2 2022 2. For the July 2021 cohort, and after 10+ months of first usage 3. Percentage of active driver-partners in Singapore, Malaysia, Thailand, Philippines, Indonesia and Vietnam with an active loan as of May 2022 4. Comparison between a cohort of driver-partners in Malaysia, Singapore, Philippines, and Thailand with an active loan relative to driver-partners in the same countries without an active loan. Comparison spans 5 months post adoption period. Cohort period spans from July and August 2021 (July and September 2021 for Malaysia) 12

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