Fiscal Second Quarter 2023 Financial Results
Forward-Looking Statements
Our earnings release and related materials contain forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995 that
relate to, among other things, our future operations, prospects, developments, strategies, business growth and anticipated timing and benefits of our acquisitions.
Forward-looking statements generally are identified by words such as "anticipates," "believes," "estimates," "expects," "intends," "may," "projects," "outlook," "could,"
"should," "will," "continue" and other similar expressions. All statements other than statements of historical fact could be forward-looking statements, which speak
only as of the date they are made, are not guarantees of future performance and are subject to certain risks, uncertainties and other factors, many of which are
beyond our control and are difficult to predict.
Actual results could differ materially from those expressed in, or implied by, our forward-looking statements due to a variety of factors, including, but not limited to:
impact of global economic, political, market, health and social events or conditions, including the war in Ukraine and the sanctions and other measures
being imposed in response, and the ongoing effects of the COVID-19 pandemic, including the resumption of international travel;
increased oversight and regulation of the global payments industry and our business;
impact of government-imposed obligations and/or restrictions on international payment systems;
outcome of tax, litigation and governmental investigation matters;
increasingly intense competition in the payments industry, including competition for our clients and merchants;
proliferation and continuous evolution of new technologies and business models in the payments industry;
continued efforts to lower acceptance costs and challenge industry practices;
our ability to maintain relationships with our clients, acquirers, processors, merchants, payments facilitators, ecommerce platforms, fintechs and other third
parties;
brand or reputational damage;
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exposure to loss or illiquidity due to settlement guarantees;
a disruption, failure, breach or cyber-attack of our networks or systems;
risks, uncertainties and the failure to achieve the anticipated benefits with respect to our acquisitions, joint ventures and other strategic investments; and
other factors described in our filings with the U.S. Securities and Exchange Commission, including our Annual Report on Form 10-K for the year ended
September 30, 2022, and any subsequent reports on Forms 10-Q and 8-K.
Except as required by law, we do not intend to update or revise any forward-looking statements as a result of new information, future events or otherwise.
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VISA
Fiscal Second Quarter 2023 Financial Results
Ⓒ2023 Visa. All rights reserved.
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