Affirm Results Presentation Deck

FY Q1 2022 and FY 2022 Guidance Fiscal Q1 2022 $2.42 to $2.52 billion $240 to $250 million $145 to $150 million $95 to $100 million $(68) to $(63) million 275 million affirm) GMV Revenue Transaction Costs Revenue Less Transaction Costs Adjusted Operating Loss Weighted Average Shares Outstanding Fiscal Year 2022 $12.45 to $12.75 billion $1,160 to $1,190 million $605 to $620 million $555 to $570 million $(145) to $(135) million 290 million Affirm's financial outlook for GMV and Revenue assumes the following: The Company has not included estimates of potential contributions to GMV or revenue from the recently announced partnership with Amazon, which is currently being tested with select customers. The Company plans to provide additional detail on the financial impact of the partnership in subsequent quarters The Company has also not included any potential GMV or Revenue contributions from its forthcoming rollout of Affirm Debit+ and plans to update its outlook as the offering is more widely available The Company expects a moderation in GMV and revenue from Peloton in fiscal year 2022 Split Pay offerings, which include the Company's Shopify partnership, are expected to contribute 10-15% of the Company's fiscal year 2022 GMV, with the majority of this volume coming from the Shop Pay Installments program 22

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