Kin SPAC Presentation Deck slide image

Kin SPAC Presentation Deck

Our near term roadmap is focused on states with attractive characteristics Size of homeowners market (1) Average policy size (2) Marketing cost index (3) 15 year Combined Ratio (¹) AAL as % of premium (non-Hurr.) (¹) State FL TX CA LA SC NJ MS AL Market 11,109 10,832 9,932 2,060 1,968 2,970 1,074 1,948 110,182 1,993 1,991 986 1,945 1,284 1,149 1,508 1,358 1,132 1.73 1.97 0.35 0.97 1.43 1.11 1.34 1.51 (1) 2020 Aon HO ROE Report based on carrier 2020 Annual Statutory Statement Data. Combined ratio from 2005-2020 kin.com | 66 (2) Insurance Information Institute (3) Kin internal data 86 97.7 104 95.2 84.2 91.4 92.6 101.7 96.7 AAL as % of premium (Hurricane) (¹) 36% 15% 0% 25% 11% 8% 23% 17% 4% 5% 14% 28% 8% 14% 10% 16% 18% 16% kin. For Every New Normal
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