Clover Health Investor Day Presentation Deck

Why Medicare Advantage as Clover's First Market Meaningful Impact as a Medicare Advantage Insurer "Own" and Leverage the Data Stack Opportunity for Economic Alignment Create Better Health Outcomes for Members Consumer-Driven Marketplace Source: CMS, Kaiser Family Foundation, L.E.K. Largest, Undisrupted Market in Healthcare I I 14% CAGR $270bn Medicare Advantage 2019 $1.25tn TAM Overall Medicare $590bn Medicare Advantage 2025 Spurred by aging demographic tailwinds and value to consumers CO 6

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