Affirm Results Presentation Deck slide image

Affirm Results Presentation Deck

Loans Held for Investment by ITACS Score Three Months Ending December 31, 2021 ($ in 000s) 96+ March 31, 2021 Amortized Cost Basis of Loans Held for Investment by ITACS Score $ 1,459,271 357,629 74,199 25,517 94-96 90-94 <90 No score Total loan receivables $ 1,953,610 96+ 94-96 90-94 December 31, 2020 <90 No score 36,994 Total loan receivables 18 % 4 % 1 % 2 % Percentage of Amortized Cost Basis of Loans Held for Investment by ITACS Score 75 % 100 % $1,562,547 $ 1,338,059 407,539 391,934 109,868 29,444 100,141 108,916 $ 2,193,934 $ 2,019,884 71 % 18 % do 5 % 1 June 30, 2021 % 5 % 138,991 100 % 26,379 66 % 20 % 7 % 1 % 5 % September 30, 2021 100 % $1,402,266 $ 451,859 171,723 55,738 148,231 63 % 20 % $2,229,817 $ 2,433,340 ⁰⁰ 8 % 2 % 7 % 1,392,997 532,108 100 % 229,844 87,594 190,797 57 % 22 % 9 % 4 % 8 % 100 % March 31, 2022 $ 1,409,388 $ 1,374,223 584,290 232,187 59,753 200,470 $ 2,486,088 57 % 24 % 9 8⁰0 % 2 % 8 % June 30, 2022 100 % 632,431 223,952 44,437 210,491 $ 2,485,534 55 % 25 % 9 % 2 00 8 do Notes: 1. Metrics are unaudited affirm 2. Table presents ITACS score distribution of the unpaid principal balance of loans held for investment 3. Balance for loans with "No score" represents loan receivables in experimental products or new markets without sufficient data currently available for use by the Affirm scoring methodology % 100 % September 30, 2022 $ 1,539,374 663,923 161,883 34,795 265,409 $ 2,665,384 58 % 25 % 6 % 1 % 10 % 100 % December 31, 2022 $ 2,211,085 900,297 127,076 28,979 355,556 $ 3,622,993 61 % 25 % 4 % 1 % 10 % 100 % 27
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