Affirm Results Presentation Deck
Loans Held for Investment by ITACS Score
Three Months Ending
December 31,
2021
($ in 000s)
96+
March 31, 2021
Amortized Cost Basis of Loans Held for Investment by ITACS Score
$
1,459,271
357,629
74,199
25,517
94-96
90-94
<90
No score
Total loan receivables $ 1,953,610
96+
94-96
90-94
December 31,
2020
<90
No score
36,994
Total loan receivables
18 %
4
%
1 %
2 %
Percentage of Amortized Cost Basis of Loans Held for Investment by ITACS Score
75 %
100 %
$1,562,547 $ 1,338,059
407,539
391,934
109,868
29,444
100,141
108,916
$ 2,193,934 $ 2,019,884
71 %
18 %
do
5 %
1
June 30, 2021
%
5 %
138,991
100 %
26,379
66 %
20 %
7 %
1 %
5 %
September 30,
2021
100 %
$1,402,266 $
451,859
171,723
55,738
148,231
63 %
20 %
$2,229,817 $ 2,433,340
⁰⁰
8 %
2 %
7 %
1,392,997
532,108
100 %
229,844
87,594
190,797
57 %
22 %
9 %
4
%
8 %
100 %
March 31,
2022
$ 1,409,388 $ 1,374,223
584,290
232,187
59,753
200,470
$ 2,486,088
57 %
24 %
9
8⁰0
%
2 %
8 %
June 30, 2022
100 %
632,431
223,952
44,437
210,491
$ 2,485,534
55 %
25 %
9 %
2
00
8
do
Notes:
1. Metrics are unaudited
affirm 2. Table presents ITACS score distribution of the unpaid principal balance of loans held for investment
3. Balance for loans with "No score" represents loan receivables in experimental products or new markets without sufficient data currently available for use by the Affirm scoring methodology
%
100 %
September 30,
2022
$ 1,539,374
663,923
161,883
34,795
265,409
$ 2,665,384
58 %
25 %
6 %
1 %
10 %
100 %
December 31,
2022
$ 2,211,085
900,297
127,076
28,979
355,556
$ 3,622,993
61 %
25 %
4 %
1
%
10 %
100 %
27View entire presentation