Affirm Results Presentation Deck
Power Transactions Across Diverse Channels
POS vs. Affirm¹ Transactions
FY Q1 2023
22%
Affirm¹
78%
Point of Sale
2,3
Affirm Product Composition ²,
FY Q1 2023
18%
Pay in 4
(Bi-Weekly 0% APR)
19%
Core 0%
APR
64%
Interest-Bearing
Notes:
1. Based on transactions initiated by Affirm through mobile app and website channels
2. Beginning this quarter, Affirm has modified the definition of its low Average Order Value product from Split Pay to Pay in 4. Pay in 4 includes volume from loan transactions with 0% APR and 6-8 week term lengths but now excludes
volume from monthly installment loans with 0% APR and 3 month term lengths.
affirm 3. For comparative purposes, Fiscal Q4 2022 GMV was 17% Pay in 4 and Fiscal Q1 2022 GMV was 15% Pay in 4 under the new definition.
4. Metrics are unaudited
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