Hanmi Financial Results Presentation Deck
Loan Production
Loan production was $259.3 million for 2Q23, reflecting reduced demand because of higher interest rates.
4.35%
($ in millions)
$642.2
11%
17%
15%
15%
42%
2Q22
5.55%
$492.3
9%
29%
17%
18%
27%
3Q22
6.85%
$473.8
11%
23%
19%
29%
18%
4Q22
7.19%
$303.6
11%
32%
23%
9%
25%
1Q23
7.39%
$259.3
12%
39%
20%
13%
16%
2Q23
(1)
Average interest
rate on new
production
●
Average interest rate on new production up
20 basis points sequentially.
Residential mortgage (2) loan production
was $100.2 million and commercial real
estate loan production was $41.0 million for
the second quarter.
Commercial and industrial loan production
was $36.3 million and equipment finance
production was $50.9 million for the second
quarter.
SBA (1) loan production was $30.9 million for
the second quarter.
CRE
C&I
Equipment Finance
☐RRE
SBA
(1) $67.9 million, $44.9 million, $53.2 million, $34.5 million, and $30.9 million of SBA loan production includes $47.3 million, $27.1 million, $36.7 million, $22.6 million, and $19.4 million of loans secured by CRE and the remainder
representing C&I as of 2Q22, 3Q22, 4Q22, 1Q23, and 2Q23, respectively
(2) Residential mortgage includes $0.3 million, $0.0, $0.1 million, $2.0 million, and $0.0 million of consumer loans for 2Q22, 3Q22, 4Q22, 1Q23 and 2Q23, respectively
H Hanmi Financial Corporation
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