Hanmi Financial Results Presentation Deck

The Company exceeds regulatory minimums and the Bank remains well capitalized at December 31, 2023. CET1 Capital Tier 1 Capital Total Capital 4.50% 6.00% Company 8.00% 2.50% 7.00% 11.86% 10.75% 12.20% 11.10% 2.50% Minimum Requirement Company 14.95% 13.85% 8.50% 2.50% 10.50% Capital Conservation Buffer (1) Pro Forma H Hanmi Financial Corporation CET1 Capital Tier 1 Capital Total Capital (1) Pro form a illustrates capital ratios with unrealized loses at December 31, 2023. Non-GAAP financial measure; refer to the non-GAAP reconciliation slide 6.50% Regulatory Capital 8.00% Bank 13.26% 12.16% 10.00% 13.26% 12.16% 14.27% 13.17% Well Capitalized Bank Pro Forma (1) 39

View entire presentation