Affirm Results Presentation Deck
Loans Held for Investment by ITACS Score
($ in 000s)
June 30, 2020 September 30, 2020
Amortized Cost Basis of Loans Held for Investment by ITACS Score
$
746,758 $
1,123,357
96+
94-96
90-94
<90
No score
Total loan receivables
96+
94-96
90-94
<90
No score
196,083
Total loan receivables
82,368
8,004
20,864
1,054,077 $
Percentage of Amortized Cost Basis of Loans Held for Investment by ITACS Score
71%
19 %
8%
1%
2%
239,007
100 %
58,028
8,017
31,010
1,459,419 $
77 %
16 %
4 %
1 %
December 31, 2020
2 %
$
100 %
1,459,271
357,629
74,199
25,517
36,994
1,953,610
75 %
18 %
4 %
1 %
2 %
100 %
Quarter Ending
$
March 31, 2021
1,562,547
391,934
109,868
29,444
100,141
71 %
18 %
5 %
1 %
108,916
2,193,934 $ 2,019,884
5 %
$
100 %
June 30, 2021
1,338,059
407,539
138,991
26,379
66 %
20
%
7 %
1 %
5 %
100 %
September 30, 2021
$
Notes:
1. Metrics are unaudited
affirm 2. Table presents ITACS score distribution of the unpaid principal balance of loans held for investment
3. Balance for loans with "No score" represents loan receivables in experimental products or new markets without sufficient data currently available for use by the Affirm scoring methodology
1,402,266 $
451,859
171,723
55,738
148,231
2,229,817
63 %
20 %
8 %
2
7
%
%
December 31, 2021
100 %
1,392,997
532,108
229,844
87,594
190,797
2,433,340
57 %
22 %
9 %
4
8
%
%
100 %
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