Affirm Results Presentation Deck

Revenue Less Transaction Costs $25 2.9% Revenue Less Transaction Costs Notes: 1. 2. affirm) 3 141% Growth $37 2.8% (0.8%) $108 8.9% $44 3.0% $90 ($9) FY Q1 2020 FY Q2 2020 FY Q3 2020 FY Q4 2020 FY Q1 2021 FY Q2 2021 Revenue Less Transaction Costs ($M) Revenue Less Transaction Costs % of GMV 4.3% Revenue Less Transaction Costs ex-Provision $50 5.8% 59% Growth $67 Transaction Costs include Loss on loan purchase commitment, Provision for credit losses, Funding costs and Processing and servicing Transaction Costs ex-Provision include Loss on loan purchase commitment, Funding costs and Processing and servicing Metrics are unaudited 5.0% ‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒ $73 5.9% $75 6.3% ‒‒‒‒‒‒‒ $84 5.7% $107 5.2% FY Q1 2020 FY Q2 2020 FY Q3 2020 FY Q4 2020 FY Q1 2021 FY Q2 2021 Revenue Less Transaction Costs ex-Provision ($M) Revenue Less Transaction Costs ex-Provision % of GMV 12

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