Hanmi Financial Results Presentation Deck
The CRE office portfolio (¹) was $575.0 million at December 31, 2023, representing 9% of the total loan
portfolio.
81%
Portfolio by State
12%
3%
Remaining =
3%
1%
H Hanmi Financial Corporation
Rate Distribution
33%
67%
Office Loan Portfolio
Fixed Variable
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• Average balance and median.
balance of the portfolio were $4.6
million and $1.0 million, respectively
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Weighted average debt coverage
ratio (2) of the segment was 2.03x
Weighted average loan to value (²) of
the segment was 56.50%
21.29% of the portfolio is expected to
reprice in 1 to 3 months
No delinquent or nonaccrual loans
Criticized loans represented 1.76% of
the office portfolio
(1) Segment represents exposure in CRE and excludes $18.4 million in construction. 7.3% of the portfolio is owner occupied
(2) Weighted average DCR and weighted average LTV calculated when the loan was first underwritten or renewed subsequently
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