Truist Financial Corp Results Presentation Deck
Investment thesis
Why
Truist?
Purpose-Driven Culture
- Inspire and build better
lives and communities
- Optimize long-term value
for all stakeholders
through safe, sound, and
ethical practices
Attract and retain top
talent
- Continued strong ESG
progress
Exceptional Company
-
Top 10 U.S. commercial
bank
Comprehensive and
diverse business mix with
distinct capabilities in
insurance, investment
banking, digital / point-of-
sale lending, and advice /
industry expertise
Significant IRM
potential
Strong market shares in
high growth footprint
(South / Mid-Atlantic) with
select national
businesses
Investing in the Future
-
-
-
Further modernize
technology stack
Obsess over enhanced
client and teammate
experience to drive client
acquisition
Enable convenient
commerce and
strengthen payments
capabilities
Fit-for-purpose approach
(build, buy, partner)
-
Increased usage of
Open Banking, APIs,
and Truist Ventures
Leading Financial
Performance
Targeting strong growth
and profitability (with
lower volatility)
-
-
Continued confidence
in achieving $1.6
billion of net cost
savings
ROATCE: Low 20s
-
ER: Low 50s
Disciplined risk and
financial management;
focus on diversity
Strong risk adjusted
capital position
TRUIST HH
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