Dave Results Presentation Deck

Consistent revenue growth 39% y-o-y non-GAAP revenue growth driven by: • Increase in transacting member base • Improved ExtraCash engagement/monetization given material underwriting optimizations Accelerating growth in Transaction Revenue driven by ExtraCash to Dave Card cross-attach and growth in external funding 2% q-o-q decline in non-GAAP revenue driven by 4% decrease in non-GAAP services revenue due to seasonal patterns, offset partially by 17% sequential growth in non-GAAP transaction revenue. Dave Total Non-GAAP Revenue ($MM) $43.7 1Q22 39% Year-Over-Year Growth $47.0 2Q22 $58.6 Note: See Glossary for the definition of Non-GAAP Revenue 3Q22 $61.8 4Q22 $60.6 1Q23 26

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