Sezzle Results Presentation Deck

4Q22 PERFORMANCE AND FINANCIAL SCORECARD TOTAL INCOME (US$ in MILLIONS) 4Q22 4Q21 4Q20 4Q22 ADJUSTED EBITDA¹ (US$ in MILLIONS) 4Q21 4Q20 4Q22 ($23.0) 4Q21 4Q20 ($9.0) ($2.2) $22.1 $32.9 $3.1 $38.3 TOTAL INCOME LESS TRANSACTION RELATED COSTS² (US$ in MILLIONS) $7.0 +16.2% YoY $20.2 +$30.0M YoY +$22.4M YoY GAAP NET INCOME (LOSS) (US$ in MILLIONS) 4Q22 4Q21 ($25.9) 4Q20 ADJUSTED EBTDA¹ (US$ in MILLIONS) 4Q22 4Q21 ($24.5) 4Q20 ($16.1) 4Q22 4Q21 (0.4%) 4Q20 ($10.3) TOTAL INCOME LESS TRANSACTION RELATED COSTS² AS A PERCENTAGE OF UMS 1.0% $0.6 +$26.6M YoY 1 Adjusted EBITDA and Adjusted EBTDA are non-GAAP financial measures. For a reconciliation of GAAP Net Income (Loss), Adjusted EBITDA, and Adjusted EBTDA see Appendix II for reconciliation. 2 Transaction Related Costs is a non-GAAP financial measure equal to the sum of Transaction Expense, Provision for Uncollectible Accounts, and Net Interest Expense. See Appendix I for reconciliation of Transaction Related Costs and respective definitions. $3.9 +$28.4M YoY 4.5% +486 Bps

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