Hilltop Holdings Results Presentation Deck
Hilltop Holdings - Asset Quality
2.6%
2.6%
Q4 2022
($ in o00s)
(0.00%)
(21)
Criticized Loans as a % of Bank Loans
Q4 2022
2.7%
2.7%
Q1 2023
0.02%
419
3.0%
Q2 2023
Classified Special Mention
Net Charge-Offs (Recoveries)
3.0%
Q1 2023
INCOS
3.4%
0.4%
0.15%
2,884
3.0%
Q3 2023
(0.08%)
3.4%
3.3%
Q4 2023
0.03%
674
0.43%
Q4 2023
$32,645
Q4 2022
1.24%
3.1x
Non-Performing Assets ($ in 000s)
Q4 2022
0.39%
$30,580
Q1 2023
Total NPAs ¹
0.53%
1.23%
$42,437
$36,884
Q2 2023
Q3 2023
-Total NPAS/(Bank Loans HFI + OREO)¹
Allowance for Credit Losses
0.47%
1.36%
2.8x
1.41%
3.5X
(1,556)
Q2 2023
Q3 2023
Q2 2023 Q3 2023
NCOS/Avg. Bank Loans HFI
Q1 2023
ACL/Bank NPLs --ACL/Bank Loans HFI
Notes: The sum of the period amounts may not equal the total amounts due to rounding. Figures represent bank asset quality metrics only (excludes Loans HFS and Broker Dealer Margin Loans).
(1) Total NPAs included non-accrual loans, OREO and other repossessed assets. Effective January 1, 2023, we adopted Accounting Standards Update ("ASU") 2022-02 which eliminated the recognition and measurement guidance on
troubled debt restructurings for creditors. Therefore, we no longer present troubled debt restructurings as a component of non-performing loans and assets.
16
Hilltop Holdings.
0.95%
3.5X
$73,422
Q4 2023
1.44%
1.6x
Q4 2023View entire presentation