dLocal Investor Day Presentation Deck

We are riding a secular trend as global merchants realize the growing power of Emerging Markets: population and urban middle class growth, remote work and faster payment innovation Source: 1. United Nations https://www.un.org/development/desa/pd/sites/www.un.org.development.desa.pd/files/wpp2022 summary of results.pdf 2. Euromonitor https://www.euromonitor.com/article/emerging-and-developing-cities-are-closing-the-income-gap-on-advanced-economies 10x Developed Markets (DM) population growth 2022-2030¹ ~3.5x DM urban GDP growth 2021-2040² d. 6

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