Hanmi Financial Results Presentation Deck

Deposit Base Noninterest-bearing demand deposits represented 32% of total deposits at December 31, 2023. Estimated uninsured deposit liabilities were 40% of the total deposit liabilities. Brokered deposits remained low at 1% of the deposit base. Time <= $250K Money Market & Savings Demand Noninterest-bearing $6,168 21% 11% 25% 2% 41% 4Q22 $6,201 21% 17% 22% 2% 38% 1Q23 Deposits $6,316 21% 17% 25% 2% 35% 2Q23 Note: Numbers may not add due to rounding H Hanmi Financial Corporation Time > $250K Demand Interest-bearing $6,260 23% 16% 25% 1% 35% ($ in millions) 3Q23 $6,281 23% 16% 28% 1% 32% 4Q23 1.70% $3,487 Deposits (as of 4Q23) O Average Interest-bearing Deposits 4Q22 Personal $3,036 48% 2.73% $3,787 3.25% Business $3,245 52% $3,966 3.53% $4,135 1Q23 2Q23 Average Balance of Interest-bearing Deposits Interest-bearing Deposit Costs 3Q23 ($ in millions) ($ in millions) 3.83% $4,174 4Q23 25

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