Dave Results Presentation Deck

Large addressable market exhibiting solid growth trajectory Dave TAM = 176MM Customers 6% Y-O-Y Growth (9MM Customers) in 2022 Financially Vulnerable 37MM Spending > Income • Minimal savings Overdraft 10-20x per year Need help building credit Need to find new work opportunities Financially Coping 139MM Spending ~ Income • Moderate near-term savings; insufficient long-term savings • Overdraft several times per year • Need help building credit Need access to affordable credit Note: TAM = total addressable market. Source: Financial Health Network's "Financial Health Pulse 2022 U.S. Trends Report"; 176 million represents the total number of financially vulnerable and financial coping consumers in that study. 5

View entire presentation