Credit Suisse Results Presentation Deck
Our loan book is highly collateralized with a majority
in Switzerland
Group gross loans - 3Q22
Corporate & institutional ¹
CHF 125 bn or 44%
Governments and
public institutions
20
Financial
institutions
Commercial and
industrial loans
Real estate
24%
10%
CHF 283 bn
10%
1%
2%
16%
38%
Switzerland share of Group gross loans - 3Q22
41% CHF 283 bn 59%
Consumer²
CHF 159 bn or 56%
Mortgages
Loans collateralized
by securities
Consumer finance
Reported at fair value → 3%
Collateralization³ → 86%
Switzerland
Others
Provision for credit losses ratio vs. peers4
Provision for credit losses / average net loans, in bps
■Credit Suisse
7
70
2010-2017
avg.
9
Swiss Bank & Wealth Management PCL ratio
each average 8 bps 2018-2021
Peers
34
2018
11
43
2019
37
103
2020
1 Classified by counterparty type 2 Classified by product type 3 Percentage of collateralized loans in relation to gross loans 4 Source: Bloomberg (all numbers in CHF), Company filings as of
1H22. Peers include Bank of America, Barclays, BNP, Citigroup, Deutsche Bank, Goldman Sachs, HSBC, JP Morgan, Morgan Stanley, Société Générale, Standard Chartered and UBS
5 Credit Suisse PCL ratio excludes Archegos provision
144 bps incl.
CHF 4.3 bn
Archegos
provision
(3)
(12)
20215
8
29
1H225
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