Enact IPO Presentation Deck

Enact | Investor Presentation Disclaimer Enact Holdings, Inc. ("Enact" or the "Company") (formerly known as Genworth Mortgage Holdings, Inc.), has filed a registration statement (File No. 333-255345), including a preliminary prospectus, with the U.S. Securities and Exchange Commission (the "SEC") in connection with the offering to which this presentation relates. Securities of the Company may not be sold nor may offers to buy be accepted prior to the time that the registration statement becomes effective. This presentation shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of any securities of the Company in any state or jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction. The offering will be made only by means of a prospectus. This presentation is not intended to form the basis of any investment decision by the recipient and does not constitute investment, tax or legal advice. Before you invest, you should read the registration statement, including the preliminary prospectus, and other documents that the Company has filed with the SEC for more complete information about the Company and this offering. You can obtain these documents for free by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, copies of the preliminary prospectus related to the offering may be obtained from Goldman Sachs & Co. LLC, Attention: Prospectus Department, 200 West Street, New York, NY 10282, by email at [email protected], or by telephone at (866)-471-2526; or J.P. Morgan Securities LLC, c/o Broadridge Financial Solutions, 1155 Long Island Avenue, Edgewood, NY 11717, or by telephone at 1-866-803-9204. Special notice regarding forward-looking statements This presentation contains forward-looking statements that involve substantial risks and uncertainties. These risks and uncertainties include the impact, scope and duration of the COVID-19 pandemic and responsive actions taken by governmental authorities. All statements, other than statements of historical facts, contained in this presentation, including statements regarding our strategy, future operations, future financial position, future revenue, projected costs, prospects, plans and objectives of management, are forward-looking statements. The words "anticipate," "believe," "estimate," "expect," "intend," "may," "plan," "predict," "project," "target." "potential," "will," "would," "likely," "could," "should," "continue, and similar expressions are intended to identify forward-looking statements, although not all forward-looking statements contain these identifying words. We may not actually achieve the plans, intentions or expectations disclosed in our forward-looking statements, and you should not place undue reliance on our forward-looking statements. The forward-looking statements involve significant risks and uncertainties, not all of which will be explored in this presentation or elsewhere and should not be read as guarantees of future performance or results. Factors that could cause actual results to differ and that may affect Genworth's and/or Enact's results of operation and financial position appear in the section titled "Risk Factors" in our registration statement and in Genworth's other filings with the U.S. Securities and Exchange Commission. The forward-looking statements contained in this presentation are made only as of the date of this presentation, and we do not assume any obligation to update or revise any forward-looking statements. Non-GAAP Financial Measures This presentation uses non-GAAP financial measures, such as adjusted operating income, to supplement financial information presented in accordance with GAAP. There are limitations to the use of the non-GAAP financial measures presented in this presentation. For example, the non-GAAP financial measures may not be comparable to similarly titled measures of other companies. Other companies may calculate non-GAAP financial measures differently than we do, limiting the usefulness of those measures for comparative purposes. The Company believes that the use of these non-GAAP financial measures provides an additional tool for investors and potential investors to use in evaluating ongoing operating results and trends of the Company. These non-GAAP measures should not be considered in isolation from, or as an alternative to, financial measures determined in accordance with GAAP. Reconciliations in connection with these non-GAAP measures may be found in the appendix of this presentation. 2 Enact

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