Affirm Results Presentation Deck

Power Transactions Across Diverse Channels POS vs. Affirm¹ Transactions FY Q4 2022 23% Affirm¹ 77% Point of Sale Affirm Product Composition² FY Q4 2022 23% Split Pay (Bi-Weekly 0% APR) 16% Core 0% APR 61% Interest-Bearing Notes: 1. Based on transactions initiated by Affirm through mobile app and website channels 2. Split Pay includes volume from loan transactions with 0% APR and 6-8 week or 3 month term lengths; Interest-Bearing includes loans with greater than 0% APR; Core 0% APR includes all other GMV affirm 3. Excludes volume from transactions facilitated through Affirm virtual card at non-integrated merchants 4. Metrics are unaudited 8

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