Affirm Investor Event Presentation Deck slide image

Affirm Investor Event Presentation Deck

$182 Allowance December 2022 QUARTERLY CHANGE IN ALLOWANCE $61 AFFIRM | 2023 Provision for Losses Beginning of Period Allowance (+) Provision for Loan Losses (-) Charge-offs, Net End of Period Allowance Loans Held for Investment Allowance % of Loans Held for Investment Loan Loss Allowance Waterfall Dollars in millions; metrics are unaudited. $(67) Charge-offs, Net Jun 30, 2022 159 68 (72) $155 $2,504 6.2% $176 Allowance March 2023 QUARTER ENDING Sep 30, 2022 155 62 (64) $153 $2,682 5.7% $159 Allowance March 2022 Dec 31, 2022 153 103 (74) $182 $3,656 5.0% LAST 12 MONTHS CHANGE IN ALLOWANCE $294 Provision for Losses March 31, 2023 182 61 (67) $176 $3,776 4.7% $(278) Charge-offs, Net $176 $3,776 4.7% Allowance March 2023 12 MONTHS ENDING March 31, 2023 159 294 (278) $176 affirm 18
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