UBS Results Presentation Deck

RWA trajectory RWA Excluding French cross-border matter impact, bn 302 31.12.21 ~40 Business growth ~11 Regulatory and accounting changes¹ FY22: ~10bn FY23: ~1bn Markets and FX ~20 Implementation of final BIII rules² ~370 31.12.24 ● ● We are assessing the operational risk RWA impact from the French cross-border matter in consultation with FINMA We currently expect to reflect a potential single-digit billion operational risk RWA impact in 1Q22 We expect more visibility on the timing and impact of the implementation of final Basel III rules² between 2H22 and 1H23 1 The extent and timing of RWA changes may vary as methodology changes and model updates are completed and receive regulatory approval. In addition, changes in the composition of the relevant UBS portfolios and other market factors will affect RWA; 2 Estimate includes FRTB, CVA, credit and operational risk. These estimates are based on our current understanding of the relevant standards and may change as a result of new or changed regulatory rulings and interpretations particularly about the treatment of historical operational losses and the appropriate conservatism in model calibration, the implementation of the Basel III standards into national law, changes in business growth, market conditions and other factors 53

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