Barclays Credit Presentation Deck

STRATEGY, TARGETS & GUIDANCE Consumer recovery Record CIB profits¹ Cost control Net impairment release Strong capital position PERFORMANCE Increased capital return FY21: Record profit before tax and increased capital returns Diversification delivering ● ● ASSET QUALITY CAPITAL & LEVERAGE ● MREL, FUNDING & LIQUIDITY Record PBT of £8.4bn and 13.4% ROTE • Well positioned for rising rates, strong UK mortgage and deposit volumes, and improving spend trends in the UK and US ● £5.8bn CIB PBT and 14.9% ROTE CREDIT RATINGS • FY21 base costs² flat YoY at £12.0bn - cost discipline while investing for growth • £0.7bn FY impairment release - robust unsecured lending coverage ratios 15 | Barclays Q4 2021 Results | 23 February 2022 15.1% CET1 ratio – enabling attractive return of capital 2021 total dividend of 6.0p per share • 2021 announced total share buybacks of up to £1.5bn ESG DIVISIONS & LEGAL ENTITIES Income £21.9bn Cost: income ratio 66% PBT £8.4bn APPENDIX ROTE 13.4% EPS 37.5p CET1 ratio 15.1% TNAV per share 292p Total capital return 15.0p³ equivalent per share (£2.5bn) 1 On a comparable basis, period covering 2014-2021. Pre 2014 financials not restated following re-segmentation in 2016 | ² Costs excluding structural cost actions and performance costs | 36.0p total dividend (4.0p full year dividend). Announced up to £1.0bn buyback with FY21 results, bringing total buybacks in respect of 2021 to £1.5bn | BARCLAYS

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