Affirm Results Presentation Deck

Power Transactions Across Diverse Channels POS VS. AFFIRM¹ TRANSACTIONS FY Q1 2022 24% Affirm¹ 76% Point of Sale Interest-Bearing vs 0% APR GMV FY Q1 2022 43% 0% APR Notes: 1. Based on transactions initiated by Affirm through mobile app and website channels affirm 2. Excludes volume from transactions facilitated through Affirm virtual card at non-integrated merchants 3. Metrics are unaudited 57% Interest-Bearing Industry GMV Mix² FY Q1 2022 10% 10% 13% 12% Fashion Beauty Home / Lifestyle Travel / Ticketing Other 16% 22% 16% Sporting Goods and Outdoors Electronics 8 Equipment / Auto

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