Bank of America Investor Conference Presentation Deck

Fee-Based Revenue Per Share $ per share $8 $6 $ $2 $0 Total noninterest revenue per share growth, excluding "other income" 22% 3.65 1.61 0.65 5.91 9 mos. YTD 99 4.12 2.29 0.28 6.69 9 mos. YTD 00 Non-market sensitive revenue growth - 13% Market-sensitive revenue growth - 42% Other income Market-sensitive fees |Non-market sensitive fees Bank of America 7

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