Consistent Progress Investor Presentation
Core Bank - a sustainable & balanced design
A complementary group of businesses....
Retail &
Commercial
RBS
well balanced by business mix and geography
FY10 Core revenues by Division
Retail
Customers
UK Retail
UK Corporate
Global
Banking
& Markets
Global
Corporate
Clients
Deposits
Wealth
SMES
Governments
Financial
Institutions
GBM
Ulster Bank
32%
Domestic
Corporate
US R&C
GTS
Market
Funding
with shared infrastructure...
Shared vendor management & purchasing
Shared property management
Shared technology (e.g. systems, data centres)
Shared operations (e.g. customer centres, processing)
Ulster 4%
US R&C 12%
Internationally operating
Shared branches
R&C business 30%
Citizens
Ulster
Bank
Wealth
UK
UK
Retail Corporate
GTS
GBM
1 Excluding Fair Value of Own Debt (FVOD), excluding RBS Insurance.
Retail &
Commercial
68%
UK Retail
22%
UK
Corporate
16%
Wealth 4%
GTS 10%View entire presentation