Overstock Results Presentation Deck

Blockchain Meets Money bitt overstock.com ■ ■ Bitt, Inc., is a company based in Barbados that operates a digital asset exchange ▪ Bitt is working to develop a blockchain-based payment and banking solution to digitize fiat currencies (currencies declared legal tender by a governmental authority) in cooperation with one or more Caribbean central banks BITSY Bitsy is a startup company building a regulatorily-compliant bridge between the U.S. Dollar and cryptocurrency markets. ripio Digital wallet, payments, and credit lending ■ Bitsy may also offer Overstock customers a way to purchase cryptocurrencies on the Overstock site. 100K+ active users in Latin America (1) PEERNOVA Banking compliance and data immutability S spera SME payments and invoicing systems (1) Source: http://invezz.com/news/crypto/27804-Upcoming-ICO-Ripio-ICO-Makes-Inroads-in-Latin-American-Banking- Other companies in capital markets I Digitized corporate ownership records ▪ Private equity syndication and crowdfunding ■ symbiont Smart contracts for digital securities ■ factom Mortgage loan compliance Digital asset verification 33

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