Affirm Results Presentation Deck
Cash Flow Statement Reconciliations
affirm
Statement of Cash Flows Reconciliations ($K)
Reconciliation from Adjusted Cash Flow from Operations to Cash Flows from Operating Activities
Adj. Cash Flow from Operations
Plus: Net charge-offs
Plus: Change in restricted cash
Plus: Purchases of loans held for sale
Plus: Proceeds from the sale of loans held for sale
Plus: (Gain) loss on sales of loans
Cash Flows from Operating Activities
Plus: Change in restricted cash
Less: Acquisition funds in transit
Less: Proceeds from issuance of convertible debt, net
$
Reconciliation from Free Cash Flow After Loan Financing & Repayment to
Free Cash Flow After Loan Financing & Repayment
$
Less: Proceeds, Repurchases & Issuance of Preferred & Common Stock
Net Increase (Decrease) in Cash and Restricted Cash
Three Months Ended
Sep 30, 2019 Dec 31, 2019 Mar 31, 2020 Jun 30, 2020 Sep 30, 2020 Dec 31, 2020
Net Increase (Decrease) in Cash and Restricted Cash
Cash and restricted cash, Beginning of Period
Cash and Restricted Cash, End of Period
Notes:
1. Metrics are unaudited
$ (22,125) $
15,090
4,564
(343,488)
333,156
$
(45,779) $
20,153
36,604
23,269 $ (11,624) $
19,887
17,533
(14,006)
(3,416)
(551,140)
(465,533)
446,171
(741,322)
718,965 523,646
(5,725)
(4,738)
(9,866)
(18,528) $ (16,117) $ (8,210) $
$
$
Net Increase (Decrease) in Cash and Restricted Cash
(43,776) $ (76,044) $ 15,607 $
4,564
36,604
(945) $
(3,416)
(14,006)
15,361
(23,851) $
(23,851) $
357,771
333,920 $
(39,704)
(79,144) $
(79,144) $
333,920
254,776 $
154
1,755 $
(11,578)
(28,447) $
1,755 $
254,776
256,531 $
75,000
958
71,597 $
71,597 $
256,531
328,128 $
(29,620) $
11,320
40,382
(346,878)
338,926
(16,434)
(2,304) $
(18,227) $
40,382
(32,519)
9,116
14,598
(687,037)
662,747
(14,560)
(47,655)
457,746 $
328,128
785,874 $
(71,639)
14,598
(113,628)
21,585
435,591
457,746 $ (149,084)
(149,084)
785,874
636,790
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