UBS Results Presentation Deck

3Q21 Group results by region Profit before tax Operating income Operating expenses Americas +32% Cost / income ratio 0.8bn 1.0bn 3Q20 3Q21 Switzerland 3.9bn +14% -47% %] 0.9bn 0.6bn 3Q20 3Q21 EMEA -77% 0.3bn Į 0.6bn 3Q20 3Q21 Asia Pacific 2.0bn +14% 2.9bn +9% 1.1bn (3%) 74.3% (3.7ppts) 56.3% (6.3ppts) Excludes (0.1bn) revenues, 0.1bn expenses and (0.2bn) PBT from items managed at the Group level, such as the Non-core and Legacy Portfolio, certain litigation expenses and other items. The allocation of P&L to these regions reflects, and is consistent with, the basis on which the business is managed and its performance evaluated. These allocations involve assumptions and judgments that management UBS considers reasonable and may be refined to reflect changes in estimates or management structure. The main principles of the allocation methodology are that client revenues are attributed to the domicile of the client, and trading and portfolio management revenues are attributed to the country where the risk is managed. Expenses are allocated in line with revenues 1.8bn +10% 1.2bn (7%) 67.5% (12.2 ppts) -20% 0.5bn 1 0.6bn 3Q20 3021 1.6bn +1% 0.9bn (9%) 59.9% (6.1ppts) 26

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