Barclays Credit Presentation Deck

STRATEGY, TARGETS & GUIDANCE Income £2.6bn Q420: £2.6bn Cost: income ratio 65% Q420: 69% PBT £1.0bn Q420: £0.8bn Average equity¹ £28.7bn Q420: £26.3bn PERFORMANCE RWAS £200.7bn Sep-21: £192.5bn Costs £1.7bn Q420: £1.8bn Q421 Barclays International: Corporate & Investment Bank ROTE of 10.2%, with improved profitability driven by stable income performance and a net impairment release Impairment £(73)m release Q420: £52m charge ROTE 10.2% Q420: 6.3% Total assets £979bn Sep-21: £1,011bn ● 25 | Barclays Q4 2021 Results | 23 February 2022 ● ● ● ● ASSET QUALITY ● CAPITAL & LEVERAGE MREL, FUNDING & LIQUIDITY CIB income stable at £2.6bn as strong investment banking fees offset weaker global markets revenues Global Markets income decreased 23% Equities -8% with strong performance in derivatives and financing but lower cash equities income FICC -33% reflecting tighter spreads and client activity Investment Banking fees increased 27%, the best Q4 on a comparable basis² driven by strong performance across all businesses Advisory +24% Equity Capital Markets +52% Debt Capital Markets +22% Corporate lending income decreased 5% Transaction banking income increased 32% reflecting higher balances, improved margins and increased client activity CREDIT RATINGS Costs decreased 7% reflecting reduced performance costs and lower bank levy, resulting in a cost: income ratio of 65% Impairment release of £73m reflecting an update to the macroeconomic outlook and a net wholesale release Global Markets income (£m) Investment Banking fees income (£m) Corporate income (£m) Average allocated tangible equity | 2 Period covering 2014-2021. Pre 2014 financials not restated following re-segmentation in 2016 | Note: Charts may not sum due to rounding | Q421 Q421 (USD) (GBP) ESG YoY 1,410 -22% 675 -6% 735 -32% 1,288 +28% 689 +23% FICC Equities 212 +53% 387 +24% Advisory Q420 530 344 186 1,047 -23% 501 -8% DIVISIONS & LEGAL ENTITIES 546 -33% YoY 956 +27% 511 +22% ECM Q421 158 +52% 287 +24% 453 176 629 +19% Corporate lending DCM +32% -5% FY20 FY21 (GBP) (GBP) 7,609 2,471 5,138 2,731 1,697 473 561 APPENDIX 1,546 590 Transaction banking YoY 6,415 -16% 2,967 +20% 3,448 -33% 3,659 +34% 1,925 +13% 2,136 2,260 +6% 813 +72% 921 +64% 1,672 +8% 588 BARCLAYS

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