Third Quarter 2022 Earnings Conference Call

Living our purpose Inspire and build better lives and communities Community Impact, Financial - - Inclusion, and Education Achieved 120% of prorated goal for the $60 billion 3 year 2020-2022 Community Benefits Plan commitment¹ Provided disaster relief, humanitarian aid, and volunteerism to our impacted teammates, clients, and communities in response to Hurricane lan, including $1.25 million in grants from the Truist Foundation - - Responsible Business and Ethical Conduct Continued teammate listening sessions across footprint (which resulted in several positive actions, including more than $72 million in investments to strengthen small businesses) and community outreach events with more than 800 teammate volunteers Launched Truist One Banking - a first-of-its-kind approach to the checking account experience: provides accounts with no overdraft fees and other solutions to help clients grow and achieve financial success - Bringing T3 to Life: Technology and Touch Launched Truist Assist, an Al- enhanced virtual assistant within the mobile banking app and online banking platform; combining innovative technology with personalized human touch to enhance the client experience Announced the expansion of digital investment offerings with Truist Invest, a robo advisor, and Truist Invest Pro, a hybrid investing solution that combines automated investing with access to a team of financial advisors - - Human Capital and DEI 16.5% of senior leadership roles are held by ethnically diverse teammates; with continued aspirations for growth in this area Increased minimum wage to $22/ hour on 10/1 for eligible teammates to attract and retain top talent, address the rising cost of living, and position Truist among the leaders in the industry - - ESG and Environmental Sustainability Named a Top 100 performer within the new 2022 JUST Capital Workforce Equity and Mobility Ranking Will shift TCFD Report publication to spring 2023, to align with the release of the annual ESG/CSR Report 1 As of 8/31/22 TRUIST HH 5

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