Morgan Stanley Investor Presentation Deck

Morgan Stanley 2 Wealth Management: Stable and High Quality Revenues Daily Revenues (1) >$70MM $60MM - $70MM <$60MM 65% of Daily Revenues $70MM + 2014 2% 30% 68% 2016 2% 46% 52% 2018 33% 59% 8% The End Notes are an integral part of this Presentation. See slides 19-26 at the back of this presentation for information related to the financial metrics and defined terms in this presentation 2020 65% 27% 8% 12

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