Fiscal Second Quarter 2023 Financial Results

Reconciliation of GAAP to Non-GAAP Financial Results continued As reported Amortization of acquired intangible assets Acquisition-related costs Non-GAAP Personnel 1,515 $ Fiscal Second Quarter 2023 Financial Results (21) 1,494 $ Marketing Note: Refer to the following slide for further information on Non-GAAP items. VISA 309 $ 309 $ Network and processing 179 Three Months Ended March 31, 2023 Depreciation General and and amortization administrative (in millions, except percentages) 130 $ 234 $ Professional fees (1) 178 $ 1 131 $ (46) (1) 187 $ 282 $ 282 $ Litigation provision Total operating expenses 2,649 (46) (22) 2,581 YoY Change Ⓒ2023 Visa. All rights reserved. 11 % 13 % 18

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