Hanmi Financial Results Presentation Deck slide image

Hanmi Financial Results Presentation Deck

Loan Production Fourth quarter observed the highest quarterly loan production in 2023. Loan production increased by 16% quarter- over-quarter. 6.85% ($ in millions) $473.8 11% 23% 19% 29% 18% 4Q22 7.19% $303.6 11% 32% 23% 9% 25% 1Q23 7.39% $259.3 12% 39% 20% 13% 16% 2Q23 7.80% $336.3 11% 16% 21% 20% 32% 3Q23 (1) 8.10% $389.5 12% 14% 15% 13% 46% 4Q23 Weighted average interest rate on new production Weighted average interest rate on new production was up 30 basis points sequentially. Commercial real estate loan production was $178.2 million and equipment finance production was $57.3 million for the fourth quarter. Residential mortgage (1) loan production was $53.5 million and commercial and industrial loan production was $52.1 million. SBA (2) loan production was $48.4 million for the fourth quarter. CRE C&I Equipment Finance RRE SBA (1) Residential mortgage includes $0.1 million, $2.0 million, $0.0, $0.0, and $0.0 of consumer loans for 4Q22, 1Q23, 2Q23, 3Q23, and 4Q23 respectively (2) $53.2 million, $34.5 million, $30.9 million, $18.5 million, and $28.2 million of SBA loan production includes $36.7 million, $22.6 million, $19.4 million, $17.6 million, and $20.2 million of loans secured by CRE and the remainder representing C&I as of 4Q22, 1Q23, 2Q23, 3Q23, and 4Q23 respectively H Hanmi Financial Corporation LO 5
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