Affirm Results Presentation Deck

Allowance and Loans Held for Investment affirm Notes: 1. $76 9.4 % FY Q1 2020 Metrics are unaudited $86 8.5 % FY Q2 2020 $145 14.6 % FY Q3 2020 Allowance for Losses ($M) $95 9.2 % $124 8.8 % FY Q4 2020 FY Q1 2021 Allowance % of Loans Held for Investment $131 6.9 % FY Q2 2021 15

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