Hanmi Financial Results Presentation Deck
The Bank and the Company have ample liquidity resources at December 31, 2023.
Liquidity Position
Cash & cash equivalents
Securities (unpledged)
Liquid assets
FHLB available borrowing capacity
FRB discount window borrowing capacity
Federal funds lines (unsecured) available
Secondary liquidity sources
Bank liquidity (liquid assets + secondary liquidity) $
Cash
Securities (AFS)
2036 Trust Preferred Securitites $
2031 Subordinated Debt
Cash & Securities at Company only
Balance
$
Par
Balance
$
302
809
1,111
1,092
23
115
1,230
2,341
7
33
40
($ in millions)
% of Assets
4.0%
10.7%
14.7%
Company only Subordinated Debentures
Amortized Cost
27 $
22
110
108
137 $
130
14.4%
0.3%
1.5%
16.2%
30.9%
($ in millions)
($ in millions)
Rate
7.07% (1)
3.75%
(2)
-Liquid Assets to Total Assets
Liquid Assets to Total Liabilities
19.0%
17.7%
16.0%
......
1.3%
4Q22
$
(1) Rate at December 31, 2023, based on 3-month LIBOR + 166 bps.
(2) Issued in August 2021 and due in July 2031. Commencing on September 1, 2026, the interest rate will reset quarterly to the three-month SOFR + 310 bps
H Hanmi Financial Corporation
19.7%
18.4%
16.5%
1.3%
Liquidity Ratios
1Q23
18.0%
17.3%
......
15.5%
1.3%
2Q23
Liquid Assets to Deposits
Broker Deposits to Deposits
17.0%
16.2%
14.6%
1.2%
Liquidity
3Q23
17.9%
16.6%
14.9%
0.9%
4Q23
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