XP Inc Results Presentation Deck

1Q22 Highlights and Main KPIs Gross Revenue R$3.3 Bn Adjusted EBITDA¹ R$1.2 Bn Highlights +17% YoY +14% YoY Gross Profit R$2.2 Bn +25% YoY Adjusted Net Income¹ R$987 Mn 31.6% Adjusted Net Margin +17% YoY -56 bps YoY Investment AuC R$873 Bn Pension AUC R$50 Bn +22% YoY KPIs +45% YoY Notes: (1) See appendix for a reconciliation of Adjusted Net Income and Adjusted EBITDA; (2) This portfolio does not include Intercompany and Credit Card related loans and receivables. Credit Portfolio² R$11.5 Bn Credit Card TPV R$4.5 Bn NPS 76 XP Inc. +142% YoY 9x YoY 10

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