Remitly Investor Conference Presentation Deck

Legacy cross border remittance industry is broken 1.2 The World Bank, Remittance Prices Worldwide, available at www.worldbank.org June 2022/2022 Remitly Inc. 6 Inconvenient Limited store hours Long wait time Manual forms Unsafe locations U NER 24 Slow 3-5 business days¹ No transparency on speed of transfer MONY TF மணி டிரா OTHE 1+11 Confusing Poor customer support No timely recourse Lagging digital capabilities Limited delivery options $ Overpriced 5-7% avg take rate² VAIRA Hidden FX rates VAIRA

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